By Susan P. Bakalar, Esq. and Raymond A. Piccin, Esq. This is the last year that spouses who are turning full retirement age can choose whether to take spousal benefits or to take benefits on their own record. The strategy, …
By Susan P. Bakalar, Esq. and Raymond A. Piccin, Esq. We’ve all heard the advice “It pays to shop around,” but this has never been more true than with the current market for long-term care insurance. Accordiing to the the latest …
By Susan P. Bakalar, Esq. and Raymond A. Piccin, Esq. Medicare’s hospice benefit covers any care that is reasonable and necessary for easing the course of a terminal illness. It is one of Medicare’s most comprehensive benefits and can be …
By Susan P. Bakalar, Esq. and Raymond A. Piccin, Esq. A durable power of attorney is one of the most important estate planning documents you can have. It allows you to appoint someone to act for you (your “agent” or …
By Susan P. Bakalar, Esq and Raymond A. Piccin, Esq. If you are paying for your own insurance, you may think you do not need to sign up for Medicare when you turn 65. However, not signing up for Medicare …
By Susan P. Bakalar, Esq. and Raymond A. Piccin, Esq. The new tax law makes it harder to claim a tax deduction for charitable contributions. While charitable giving should not be only about getting a tax break, if you want …
By Susan P. Bakalar, Esq. and Raymond Piccin, Esq. Have you considered your pet or pets when planning your estate? If not, you should, according to The Humane Society of the United States, the nation’s largest animal protection organization. “Since …
By using a power of attorney, it allows you to appoint an individual who you trust to act as your agent or “attorney-in-fact.” In most cases, it is used so that they have the ability to handle financial matters if …